Support defaults in Native format

Use case

Currently, we do not have a way to insert default values to ClickHouse when using native format. The way we currently overcome that issue is to describe the table first and insert the default value (not so elegant). Still, we encounter a more significant problem when the default is computed from the server side.

Describe the solution you'd like

Please create a new format, NativeWithDefaults, like the one we implemented in RowBinary (#50854).

Where it will help

Various integrations that ingest data can benefit from it, simplify current logic, and unblock inserting data when there is a default value.